A:link {text-decoration: none; color: navy;}
A:visited {text-decoration: none; color: navy;}
A:active {text-decoration: none; color: red;}
A:hover {text-decoration: underline;}

body {font-family: Verdana, Arial, sans-serif;}
P {font-family: Verdana, Arial, sans-serif; font-size: 8pt; color:navy;}

UL {font-family: Verdana, Arial, sans-serif; margin-top: -1.0em; font-size: 10pt; color:navy;}
LI {font-family: Verdana, Arial, sans-serif; font-size: 10pt; list-style-type: disc; margin-left:-23px;}
LI P {font-family: Verdana, Arial, sans-serif; font-size: 10pt;}

H3 {font-family: Verdana, Arial, sans-serif; font-weight: bold; font-size: 11pt; margin-top: -.5em; color:navy;}
H4 {font-family: Verdana, Arial, sans-serif; font-weight: bold; font-size: 11pt; margin-top: -.5em; color:navy;}
H5 {font-family: Verdana, Arial, sans-serif; font-weight: bold; font-size: 10pt; margin-top: -.5em; color:navy;}